Do I need to have my business formed before I schedule a consultation?

No. Many of our clients come to us before they have formed an entity. We can help you decide whether an LLC, S-corp, or sole proprietorship fits your situation and walk you through the formation process step by step.

I already have an accountant and an insurance agent. Can I still work with you?

Absolutely. We frequently work alongside existing professionals. Our role is to coordinate the pieces—making sure your tax, business, and insurance decisions fit together rather than operating in isolation.

What languages do you offer services in?

We provide services in English, Haitian Kreyòl, and French. Our intake process and consultations can be conducted in your preferred language.

Are you a CPA firm or a law firm?

No. Tanis Business, Tax & Insurance Solutions is an advisory firm. We do not imply CPA, attorney, enrolled agent, or investment-adviser credentials unless separately verified. For matters requiring licensed professional services, we can coordinate with qualified professionals.

What's the difference between term and whole life insurance?

Term life covers you for a set period (10, 20, or 30 years) and is significantly more affordable. Whole life lasts your entire life and builds cash value, but costs five to ten times more for the same death benefit. We explain both options so you can choose with confidence.

Can you review my existing policies?

Yes. We review your current life, final expense, and business coverage to identify gaps, overlaps, and cost savings. Many clients find they are overpaying, underinsured, or both. A policy review is free and takes about 30 minutes.

Does coverage start immediately?

No. Coverage is not effective until the insurance carrier approves your application and issues the policy. The timeline depends on the carrier, product type, and underwriting requirements. We guide you through the application process from start to finish.

Can you help with business insurance?

We help business owners review coverage needs including key person insurance, buy-sell agreement funding, and business protection policies. We assess your exposure and explain available options—coverage is issued by the carrier upon approval.

Insurance Services

Protection for your family and business

Life, final expense, mortgage protection, and business coverage—reviewed and matched to your needs. We help you understand your options and request a consultation.

Schedule a Consultation 305-359-4966

What We Offer

Insurance products and availability vary by state, carrier, underwriting, and licensing. Coverage is not effective until approved and issued by the carrier.

Life Insurance

Available where authorized

Final Expense Coverage

Available where authorized

Mortgage Protection

Available where authorized

Business Protection

Available where authorized

Key Person Coverage

Available where authorized

Buy-Sell Funding Solutions

Available where authorized

Insurance Policy Reviews

Available where authorized

Health Insurance

Available where authorized

Annuities

Available where authorized

Retirement Income Products

Available where authorized

How It Works

Schedule a Review

Tell us about your family or business and what you want to protect.

Review Your Options

We explain available products and how they fit your needs and budget.

Compare and Decide

You compare options and choose the coverage that works for you.

Apply and Get Covered

We help you apply. Coverage begins once the carrier approves and issues the policy.

FAQ

Frequently asked questions

A common guideline is 10–12 times your annual income, but the right amount depends on your debts, dependents, mortgage, income replacement needs, and long-term goals. A no-obligation coverage review helps you calculate a number that fits your family's actual situation.

Ready to take the next step?

Schedule a consultation or call our office. We'll help you find the right starting point.

Schedule a Consultation 305-359-4966 ext. 800